.disc-wrapper {
  max-width: 860px;
  margin: 0 auto;
  padding: 36px 16px 80px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.disc-accordion {
  display: flex;
  flex-direction: column;
  gap: 10px;
  align-items: stretch;
  max-width: 900px;
  margin: 0 auto;
}

.disc-item {
  border: 1px solid #b38302;
  border-radius: 12px;
  background: #fff;
  box-shadow: 0 10px 24px rgba(7, 20, 37, 0.05);
  overflow: hidden;
  width: 100%;
  align-self: stretch;
}

.disc-toggle {
  width: 100%;
  text-align: left;
  background: #fff;
  border: none;
  padding: 14px 16px;
  font-weight: 700;
  font-size: 1rem;
  color: #0a2a63;
  cursor: pointer;
  display: block;
}

.disc-toggle[aria-expanded="true"] {
  background: #f1f4f9;
}

.disc-panel {
  display: none;
  padding: 12px 16px 16px;
  color: #071425;
  line-height: 1.55;
  width: 100%;
}

.disc-panel ul {
  margin: 8px 0;
  padding-left: 20px;
}

.disc-panel li {
  margin-bottom: 6px;
}

.disc-panel.open {
  display: block;
}

.disc-final {
  margin-top: 10px;
  text-align: center;
  font-size: 0.95rem;
  font-style: italic;
  color: #4e5968;
}

.disc-section-title {
  margin: 6px 0 2px;
  font-size: 1.35rem;
  font-weight: 800;
  color: #0a274f;
}

.disc-lead {
  margin: 0 0 14px;
  text-align: center;
  font-size: 1.03rem;
  color: #071425;
  font-weight: 500;
  line-height: 1.55;
}

.disc-footer-note {
  margin: 0 auto 18px;
  text-align: center;
  font-size: 0.9rem;
  font-style: italic;
  color: #4e5968;
  max-width: 860px;
  padding: 0 16px;
}

@media (max-width: 600px) {
  .disc-wrapper {
    padding: 30px 14px 70px;
  }
}