:root {
  --gold: #D4A047;
  --navy: #071425;
  --cream: #F7F3EB;
  --border: #E6D9BE;
  --text: #4E5968;
}

body {
  background: var(--cream);
}

.tt-header {
  background: #fff;
  border-bottom: 1px solid var(--border);
  padding: 18px 32px;
}

.tt-header-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
}

.tt-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.hiw-wrapper {
  max-width: 1100px;
  margin: 0 auto;
  padding: 50px 20px 80px;
}

.hiw-hero {
  text-align: center;
  margin-bottom: 40px;
}

.eyebrow {
  font-size: 0.85rem;
  letter-spacing: 0.1em;
  color: var(--text);
  text-transform: uppercase;
  margin-bottom: 12px;
}

.hiw-hero h1 {
  font-size: 2.2rem;
  margin-bottom: 12px;
}

.hiw-hero .lead {
  color: var(--text);
  max-width: 780px;
  margin: 0 auto;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 18px;
  margin-bottom: 40px;
}

.step-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 24px;
  box-shadow: 0 14px 32px rgba(7, 20, 37, 0.06);
}

.step-number {
  font-weight: 700;
  color: var(--gold);
  margin-bottom: 8px;
}

.step-card h3 {
  margin-bottom: 8px;
}

.step-card p {
  color: var(--text);
  margin-bottom: 10px;
}

.step-card ul {
  list-style: disc;
  padding-left: 18px;
  color: var(--text);
}

.link-system {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 20px;
  margin: 50px 0;
}

.link-copy {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 28px;
}

.link-copy h2 {
  margin-bottom: 12px;
}

.link-copy ul {
  color: var(--text);
  list-style: disc;
  padding-left: 22px;
}

.link-panel {
  background: #fff7e8;
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 24px;
}

.link-panel h4 {
  margin-bottom: 6px;
}

.link-panel p {
  color: var(--text);
  margin-bottom: 12px;
}

.data-policies {
  margin-bottom: 40px;
  text-align: center;
}

.data-policies h2 {
  margin-bottom: 16px;
}

.policy-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
}

.policy-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 20px;
  text-align: left;
  color: var(--text);
}

.cta-band {
  text-align: center;
  border: 1px solid var(--border);
  border-radius: 18px;
  background: #fff7e6;
  padding: 36px 20px;
}

.cta-band h2 {
  font-size: 1.8rem;
  margin-bottom: 10px;
}

.cta-band p {
  color: var(--text);
  margin-bottom: 16px;
}

.hero-actions {
  display: inline-flex;
  gap: 12px;
  flex-wrap: wrap;
}

.btn-outline {
  border: 1px solid var(--navy);
  color: var(--navy);
  background: transparent;
}

.tt-footer {
  background: var(--navy);
  color: #fff;
  text-align: center;
  padding: 18px;
  font-size: 0.85rem;
}

@media (max-width: 900px) {
  .tt-header-inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .link-system {
    grid-template-columns: 1fr;
  }
}