:root {
  --gold: #FFCC33;
  --gold-border: #C6931F;
  --navy: #071425;
  --cream: #F7F3EB;
  --border: #E6D9BE;
  --text: #4E5968;
  --blue-btn: #1f4b99;
}

body {
  margin: 0;
  font-family: "Montserrat", sans-serif;
  background: var(--cream);
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

.settings-wrapper {
  max-width: 860px;
  margin: 0 auto;
  padding: 30px 20px 60px;
  width: 100%;
  flex: 1;
}

.settings-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 16px;
}

.settings-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  box-shadow: 0 12px 30px rgba(7, 20, 37, 0.05);
}

.settings-card label {
  font-weight: 600;
  color: var(--navy);
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.settings-card input {
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 10px;
  font-size: 0.95rem;
}

.settings-card button {
  border: 2px solid #0f2f66;
  background: #1f4b99;
  color: #fff;
  padding: 10px 16px;
  border-radius: 10px;
  cursor: pointer;
  font-weight: 700;
}

.settings-card .note {
  font-size: 0.85rem;
  color: var(--text);
}